When it comes to money — financial services, advisors; all of it — I’m a cynic. You probably should be, too.

Hal M. Bundrick, CFP

Hal M. Bundrick, CFP

A cynic, defined as “believing that people are generally selfish and dishonest,” may be a bit of an overstatement, but not by much. If you had seen what was going on at the two major Wall Street firms I worked for, you might share my attitude.

So the Money Cynic is where I write about financial matters, without restraint — and with no hidden agenda. Advertising is clearly marked and I don’t post “promoted” (paid for) articles.

Thanks for reading.

Hal M. Bundrick, CFP® is a writer, Certified Financial Planner™, and former financial consultant and senior investment specialist for Wall Street firms. Hal advised individual investors, trusts and non-profits, as well as 401(k) plan sponsors and participants, and now uses this experience to offer objective insight on matters of personal finance.

Hal is a staff writer for NerdWallet, and contributor to TheStreet and MainStreet. His work has appeared in U.S. News and World Report, Nasdaq.com, The Christian Science Monitor, Yahoo! Finance, The Motley Fool and others. His goal is to provide practical financial information and opinion, minus the jargon.

Get additional details on Hal at LinkedIn. Follow him on Twitter @HalMBundrick. See more writing samples at Muck Rack.

Contact Hal via email: hmbundrick@gmail.com